HausikInsurance is a new kind of health insurance offered in Papua New Guinea by BIMA in partnership with Digicel and Capital Life Insurance Company

 

With HausikInsurance you receive a fixed amount of money for each night you spend in the hospital, starting from the second night. It is also called "cash-in-hospital insurance". That way if you have to be hospitalised for a few days, you will receive financial support and you won't have to worry about the costs incurred.

 

You can chose any hospital you want, and it applies regarless of the cause of hospitalisation (see exclusions below). Even if the hospitalisation is free, we will pay the cash benefit. 

 

Finally you won't have to compromise on your health anymore. Subscribe to HausikInsurance today!

HOSPITALISATION INSURANCE

LOCATION
Location

Gordons Business Centre (unit 6)

Section 57, lot 4-10, Ahuia Street

Hohola, NCD, Papua New Guinea

PO Box 992, Port Moresby

Text in for Hospitalisation Claims and Queries to 

SMS:  16211

WhatsApp:  71892707

In case of partial payment, a proportional cover applies (e.g. if you pay only K1.80, your cover will be K1,500). A maximum of 30 nights will be paid by year. Pregnancy is not covered for the first 9 months of membership

Fill out this form
TO PRE-REGISTER!
What is it?
How much does it cost?

We offer 3 different covers with different monthly prices. The monthly cost is divided into 20 daily payments deducted from your Digicel credit:

Who can subscribe?

Almost everyone can subscribe, and the price is the same for all. You only need to be:

  • A Digicel prepaid customer

  • Aged 18-60

  • In good health condition when you subscribe

 

If you choose to pay for someone else's cover, this person needs to be a member of your close family (spouse, parent or child)

t18

PER DAY

FOR 20 DAYS

t36

PER DAY

FOR 20 DAYS

t54

PER DAY

FOR 20 DAYS

K10.8

DAILY COST
DAILY COST
MONTHLY
COST
HIGH
MEDIUM
BASIC

K7.20

K3.60

K96

PER NIGHT IN HOSPITAL

CASH
BENEFIT

K64

PER NIGHT IN HOSPITAL

K32

PER NIGHT IN HOSPITAL

How can I subscribe?

CALL US

Text us with an SMS to16211 or message us through WhatsApp on 71892707 and a friendly BIMA agent will take your details.

CONFIRM BY SMS

After the call you will receive an SMS summarising your choice. Reply "YES" to this SMS to agree with the Terms & Conditions and confirm your registration

COVER STARTS

After receiving your confirmation, we will send you a text message to welcome you. Your daily deduction will start and your cover commences the first day of the following month

What are the exclusions?

Our goal is not to encourge risky or unlawfull behaviour. Your claim will therefore be dismissed if the hospitalisation is linked to the following causes:

  • Criminal act

  • Terrorism

  • War

  • Suicide, attempted suicide and self-injuries

  • Drugs and/or alcohol-related accidents

  • HIV / AIDS and associated conditions

  • Pre-existing health condition

 

DOWNLOAD THE FULL TERMS & CONDITIONS

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